Your Financial Wellness Counts!!!
Taking a close look at your financial well being can literally pay you thousands if not millions of dollars over a lifetime. One of my students believed me so much that she started to save $20/week when she was 15 years old. Now 30 years later she is a multimillionaire.Steps You Need To Take To Reach Financial Wellness and Wealth
Have you ever come to the end of the month and not had enough money to put gas into your vehicle or food on the table? This is a hard question and it is one that I have experienced more than a few times on my journey. Let me talk about the things that could have helped me back a few years.
It is a very easy trap to fall into where your expenses are more them your income. Then you find yourself in a hole that is often times very difficult to get out of without intense effort on your own behalf. There are many roads to financial wellness and the few tips I offer here I believe will help you.
Consider Owning Your Own Business
Many people all over the world are learning that it is almost impossible to make ends meet without having another job. This is not unusual it is a necessary thing to meet the requirements of the earnings + expenses = income formula. The opportunities that exist for a person to actually start their own business and bring in income… sometimes a great deal of income are many in today’s digital world. I have an opportunity link in the header for some of those opportunities. I am using them and I would recommend that you take a look at them as possible alternatives for significant mailbox money.
Age Is Important In Your Considerations
As I write this today I am 68 years old. I have had a job since I was 10 years old and I usually have myself doing two or three different things during every period of my life. I am fortunate that what I am doing now I have the ability to choose to do it. When I was stuck paying attention to the formula I was not able to choose as much as I wanted too. The younger you are when you start paying attention to financial wellness and wealth building the more risk that you can look at with the businesses that you create or make yours.
Be A Bad-Ass About Money
There is only one formula that really matters and I have already talked about it… Earnings + Expenses = Income
Seems pretty simple the idea. There are steps that each of us needs to take to make that happen. There are classes and things that should be looked at to make it happen… financial wellness. I would recommend that you read, “You Are A Badass At Making Money” by Jen Sincero… or I would suggest taking Financial Peace University by Dave Ramsey. Both will talk about hardcore budgeting and getting to the nuts and bolts of meeting the requirements of the formula.
Fight For The Best Price Possible
This may sound very simplistic in its approach yet it is so very true. When you are going to purchase something there are some things that you absolutely need to pay attention too. Nothing is every free… nothing… be aware of backend costs… Always use cash do not dig yourself a huge hole by using credit cards or loans to purchase items. Always Google the prices and use online tools to find the best prices for anything that you are going to buy. The Best Price Possible is one where you get a good deal from what you pay for it, to how you pay for an item.
Financial Wellness and Wealth
The very best time to start down this path to financial wellness and wealth is YESTERDAY. There is no better time to start your new business then today and it should have been started yesterday. Why is having an income important… what do you need money for… Money does not follow you to the grave… it cannot be used there…it does not keep you warm at night…you will not see it speak its first words or take its first steps… money is there to help keep those you love in a quiet and peaceful state of mind… Go ahead and earn a lot… spend it wisely… spend in such a way as it keeps your loved ones safe, secure, and happy…Start today!!
